Carol adds to her vast collection of ""first"" pictures by taking one of Dana's first day at East Wisconsin University. Dana feels she is being shafted when she receives a ""D"" on her English paper. That evoked varying responses including an ""Another first-- get a picture Carol"" from Al and an ""I'm the smartest now"" from Mark. Carol tells Dana her ego is too big and although she is smart she only had to look to her driveway to find someone smarter (remember SATs). Dana later apologizes and promises to correct her attitude. Immediately after this she finds out Cody was accepted at ""Cheese Wis U"" and enrolled in all her classes.
Meanwhile, JT receives a credit card and despite a warning from Frank, he charges $20,000 worth of stuff, including a mink coat which Carol adores. When everything is returned Carol has a hard time parting with the coat. Frank puts the next credit card JT gets in the blender.
