SHING was recorded as a criminal for the sake of helping his ex-girlfriend, JENNY. SHING tells SHEUNG to keep this secret for him. JENNY suddenly appears. She asks SHING to lend her two hundred thousand dollars to save her current boyfriend. JENNY agrees to repay ten thousand extra as interest payment. CHUN lies that she knows a loan-shark who is willing to lend him money. In fact, she is the lender. Both SHINGs mother, YEE, and SHING think that MON loves SHING. SHING is glad. MON wants to see the landlord to discuss how to improve the building management. However, HING conceals his real identity and asks FIAT to represent him. HING lies to MON that FIAT is his grandson. MON finds FIAT annoying. SHING writes a love letter to MON. He eavesdrops that MON and CHUNs conversation and finds out that MON does not like him at all. SHING immediately stops sending his love letter.
